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Cloud accounting, invoices and expenses with a free plan for small business

Good choice Free plan

Choose Zoho Books for accounting and invoices with a free start; for Ukrainian accounting, look for a local service.

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Home page of Zoho Books
Home page of zoho.com on November 9, 2026. The service interface changes, and the name and logo belong to their owner.

About this service

Small business bookkeeping: invoices, expenses, reports. The free plan allows up to 1,000 invoices per year.

What you can do with it

  • invoicing clients
  • tracking expenses and supplier bills
  • reports for the accountant

Who it suits

  • services
  • trade
  • micro business

Strengths

  • a real free plan
  • the Zoho ecosystem
  • price per organization, not per user

Limitations

  • Ukraine's local tax requirements are not confirmed
  • prices depend on the country
  • Ukrainian interface and support were not verified

Integrations

  • Zoho CRM
  • Stripe
  • PayPal

Alternatives to Zoho Books

  • Xero

    Finance and accounting

    Online accounting for small business with the JAX AI assistant

    • from £18/mo
    Good choice Try
  • FreshBooks

    Finance and accounting

    Invoices, time tracking and expenses for freelancers and small business

    • from $23/mo
    Niche Try

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