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Online accounting for small business with the JAX AI assistant

Good choice

Choose Xero if your books are in the UK or EU and your accountant uses Xero; skip it for Ukrainian accounting.

Try Xero Pricing

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Home page of xero.com on November 7, 2026. The service interface changes, and the name and logo belong to their owner.

About this service

Invoices, bank, reports, and payroll in one place; JAX answers questions about finances, and Smart document capture reads receipts and invoices. Works best for companies in the UK, EU, and Australia. Not suitable for Ukrainian accounting (FOP/LLC, VAT, PRRO) without adaptation.

What you can do with it

  • invoicing and payment tracking
  • reading receipts with Smart document capture
  • monthly profit and loss report by asking JAX

Who it suits

  • services
  • e-commerce
  • B2B in the UK and EU

Strengths

  • JAX AI included in the plan, Smart document capture
  • mature ecosystem for the UK and EU

Limitations

  • interface in English only
  • not adapted to Ukrainian law and VAT
  • AI features may become a separate charge in the future (third party, IT Brief)

Integrations

  • UK banks
  • Stripe
  • Shopify
  • Hubdoc

Alternatives to Xero

  • FreeAgent

    Finance and accounting

    Accounting for self-employed people and small companies in the UK with automatic receipt reading

    • Free plan
    • from £5/mo
    Niche Try

All services in “Operations and finance”

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