ENUA
Free auditAudit

Free accounting and invoices for small business, with paid banking features

Recommended Free plan

Choose Wave if you are in the US or Canada and need free accounting; availability in Ukraine is not confirmed.

This link goes to the official site, waveapps.com. We do not earn anything from this click.

Home page of Wave
Home page of waveapps.com on November 9, 2026. The service interface changes, and the name and logo belong to their owner.

About this service

Free Starter plan: invoices, estimates, accounting; paid Pro adds bank transaction import. Card fee on Starter is 2.9% + $0.60 (Amex 3.4% + $0.60); on Pro the first ten transactions per month carry no fixed $0.60.

What you can do with it

  • invoicing
  • tracking income and expenses
  • accepting online card payments

Who it suits

  • freelancing
  • services
  • micro business

Strengths

  • free accounting with no limits
  • simple interface
  • card payments inside the service

Limitations

  • prices in USD and CAD, countries not stated
  • bank import depends on Plaid
  • support only during US Eastern time business hours

Alternatives to Wave

  • FreshBooks

    Finance and accounting

    Invoices, time tracking and expenses for freelancers and small business

    • from $23/mo
    Niche Try
  • Zoho Books

    Finance and accounting

    Cloud accounting, invoices and expenses with a free plan for small business

    • Free plan
    • from $15/mo
    Good choice Try

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